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Texas Hill Country Insurance FAQ: Answers to Common Home, Auto and Business Questions

October 14, 2026•1 min read

Do You Only Quote One Insurance Company?

No. Brick Insurance Agency is independent, so we compare several carriers to find coverage that fits your needs and budget instead of selling you one company’s policy.

Do You Serve Lakeway, Bee Cave, Cedar Park, Leander and Georgetown?


Yes. We’re based in Marble Falls and write home, auto and business insurance for the Texas Hill Country and Greater Austin, including Lakeway, Bee Cave, Spicewood, Cedar Park, Leander and Georgetown. Most of it can be handled by phone or email.

Does Home Insurance Cover Hail Damage in Texas?


Usually yes, but many Texas policies carry a separate wind and hail deductible, often a percentage of your home’s coverage amount. Read our full guide: https://brickinsuranceagency.com/post/hail-damage-home-and-auto-insurance-texas-hill-country

Can I Save by Bundling Home and Auto Insurance?


Often. Many carriers discount customers who insure both with them. We price it bundled and separate so you can see the difference.

What Does Flood Insurance Cover, and Do I Need It?


Standard home insurance doesn’t cover flood damage. Flood coverage is a separate policy, and it’s worth a look in the Hill Country, where creeks and low-water crossings can rise fast. Ask us for a quote.

Do You Offer Business Insurance?


Yes: general liability, commercial auto, workers’ compensation and more. See https://brickinsuranceagency.com/business-insurance

How Much Coverage Do I Need?


It depends on your home’s rebuild cost, your assets and your risks. We review your current policy, point out gaps, and explain your options in plain language.

How Do I Get a Quote?


Call 830-201-3452 or visit https://brickinsuranceagency.com/contact-us

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